Advantages of the Agree bank installment loan:
- Free use of the loan
- Interest rate dependent on creditworthiness
- Individual loan amount and contract term
- Rate breaks and special repayments possible
- An additional interest discount is possible for employees in the public service
Agree bank: Cooperative bank (not only) for the civil service
The Agree bank eG, based in Karlsruhe, was founded in 1922 as a self-help group in the public service. In 1969, the institute, which still operates in the legal form of a cooperative, opened its product portfolio to all professional groups. However, the focus remains on civil servants and civil servants. The relatively unknown Agree bank is one of the ten largest cooperative banks in Germany with the Cream bank. In addition to direct sales via the Internet, the company also maintains a branch network with eleven locations nationwide.
The bank sees itself as a holistic provider of financial products in the sense of a traditional house bank. The efforts in customer loyalty are correspondingly great: In order to receive a loan, borrowers first have to subscribe to a cooperative share worth USD 15 and secondly they have to have a salary or remuneration account at Agree bank. In addition to credit and current accounts, the portfolio also includes interest-bearing investment products, investment services, pension solutions and insurance. The latter are offered partly in cooperation with third-party providers and partly through affiliated companies such as Agree bank’s fire and burglary damage fund.
Adviser: Not only for civil servants
Agree bank does not only lend to civil servants. Since the latter mostly have an above-average credit rating and could be deterred by high interest rates, the conditions in the lending business are usually favorable – provided that the credit rating is at least good.
Credit Amount: USD Loan term: 1 month 2 months 3 months 6 months 12 months 24 Months 36 months 48 months 60 months 72 months 84 months 96 months 108 months 120 months Usage: Free use New cars / used cars Furniture Modernization / renovation vacation PC / Multimedia credit repayment Balance current account to compare